Position Overview

Key Responsibilities

• Lead the structuring and legal review of payment flows, fiat on/off-ramp solutions, and electronic money issuance arrangements across the exchange's global operations in compliance with relevant licencing requirements
• Advise on regulatory classification of payment activities and EMI services across jurisdictions — determine licensing requirements and permissible structures
• Drive the end-to-end process for payments and EMI licence applications globally, including application drafting, regulatory engagement, and post-authorisation compliance
• Conduct regulatory assessments of new payment methods, currencies, corridors, and partner integrations to identify licensing triggers and compliance obligations
• Advise on safeguarding requirements, client money rules, settlement risk, and prudential obligations applicable to EMI and payment services
• Monitor global payments regulatory developments and assess their impact on the exchange's payments strategy
• Coordinate with Product, Tech, Fiat, Treasury, Finance and other internal teams to ensure payment flows are structured in compliance with regulatory requirements
• Review, approve and maintain payment flow diagrams, regulatory mappings, and compliance documentation for internal governance and regulatory submissions
• Manage relationships with external counsel specialising in payments regulation across key jurisdictions

Requirements

• Law degree (LLB, JD, or equivalent); admission to practice in at least one jurisdiction
• 3-5 years of experience in payments law, EMI regulation, or financial services regulatory law — at a law firm, global payments company, or fintech company
• Deep expertise in payments regulatory frameworks (e.g., EU PSD2/EMD2, UK FCA EMI/PI regime, MAS Payment Services Act, or equivalent regimes in other jurisdictions)
• Demonstrated experience structuring payment flows, fiat on/off-ramp solutions, and/or electronic money issuance arrangements
• Proven track record leading or substantially contributing to payments or EMI licence applications
• Strong understanding of safeguarding, client money rules, settlement, and prudential requirements for payment institutions and EMIs
• Strong written and verbal communication in English; additional Asian languages especially Chinese are a plus
• Collaborative mindset and a good team player with the ability to work closely with internal teams as well as independently
• Fast learner, able to hit the ground running. takes ownership of projects, has pride in the work

Preferred Qualifications

• Direct experience in the cryptocurrency or digital asset industry, particularly around fiat payment integration, stablecoin flows, or crypto-fiat conversion
• Familiarity with card scheme rules (Visa, Mastercard) and their application to crypto platforms
• Experience with correspondent banking, SWIFT/SEPA/FPS payment rails, and cross-border payment structuring
• Understanding of AML/CFT obligations specific to payment services and EMI operations
• Experience with stablecoin regulatory frameworks and their intersection with payments/EMI regulation
• Prior in-house experience at a payments company, neobank, exchange, or fintech platform

What We Offer

• Own the payments legal and licensing strategy at one of the world's largest crypto exchanges
• Shape the exchange's global fiat infrastructure and payments architecture from a regulatory perspective
• Work across cutting-edge payment structures — crypto-fiat, stablecoins, card programmes, and emerging rails
• Competitive compensation package with performance-based incentives
• High-impact role in a dynamic, global organisation at the intersection of crypto and traditional payments